Last updated September 30, 2026
Terms of Use
This is template text for the Keyline template. Have it reviewed by a qualified lawyer before you publish.
These terms cover your use of this website, run by Stavely & Rowe LLC (“Stavely & Rowe”, “we”, “us”), a finance and accounting advisory firm based in New York, NY. They are website terms of use. They are not an engagement contract for our services.
These terms cover your use of this website, run by Stavely & Rowe LLC (“Stavely & Rowe”, “we”, “us”), a finance and accounting advisory firm based in New York, NY. They are website terms of use. They are not an engagement contract for our services.
Accepting these terms
Accepting these terms
By using this website, you agree to these terms and to our Privacy Policy. If you don’t agree, please don’t use the site. If you use the site on behalf of a company, you confirm you can accept these terms for it.
By using this website, you agree to these terms and to our Privacy Policy. If you don’t agree, please don’t use the site. If you use the site on behalf of a company, you confirm you can accept these terms for it.
No advisory relationship until an engagement letter is signed
No advisory relationship until an engagement letter is signed
Reading this site, sending a form, downloading a template, booking or attending an intro call, or emailing us does not make you a client. It does not create an advisory, fiduciary or other professional relationship.
Reading this site, sending a form, downloading a template, booking or attending an intro call, or emailing us does not make you a client. It does not create an advisory, fiduciary or other professional relationship.
A client relationship starts only when you and Stavely & Rowe both sign an engagement letter that sets out the scope, fees and terms of the work. Until then, please don’t send us confidential or time-sensitive information, and don’t rely on anything said on an intro call as advice for your company.
A client relationship starts only when you and Stavely & Rowe both sign an engagement letter that sets out the scope, fees and terms of the work. Until then, please don’t send us confidential or time-sensitive information, and don’t rely on anything said on an intro call as advice for your company.
Using the content on this site
Using the content on this site
The articles, guides, figures and other content on this site are general information. They are not investment, tax, legal or accounting advice for your situation. Our Disclaimer explains this in more detail and forms part of these terms.
The articles, guides, figures and other content on this site are general information. They are not investment, tax, legal or accounting advice for your situation. Our Disclaimer explains this in more detail and forms part of these terms.
You may view, download and print pages for your own business use, and you may share links to them. You may not:
You may view, download and print pages for your own business use, and you may share links to them. You may not:
copy or republish substantial parts of the site without our written permission;
remove copyright or other notices from anything you download;
use automated tools to scrape or copy the site in bulk;
try to interfere with the site, its forms or its security;
use the site for anything unlawful or misleading.
copy or republish substantial parts of the site without our written permission;
remove copyright or other notices from anything you download;
use automated tools to scrape or copy the site in bulk;
try to interfere with the site, its forms or its security;
use the site for anything unlawful or misleading.
Downloadable templates
Downloadable templates
Spreadsheets and other templates on this site, including the 13-week cash flow template, are provided as-is for general information. You may use and adapt them inside your own company and share them with your own advisors. You may not sell them, or redistribute them as part of a product or service of your own.
Spreadsheets and other templates on this site, including the 13-week cash flow template, are provided as-is for general information. You may use and adapt them inside your own company and share them with your own advisors. You may not sell them, or redistribute them as part of a product or service of your own.
A template is a starting point, not a finished forecast. Check the formulas, the assumptions and the results before you rely on them. You are responsible for the decisions you make with a template. We don’t promise that any template is free of errors or suitable for your company.
A template is a starting point, not a finished forecast. Check the formulas, the assumptions and the results before you rely on them. You are responsible for the decisions you make with a template. We don’t promise that any template is free of errors or suitable for your company.
Intellectual property
Intellectual property
Stavely & Rowe LLC or its licensors own the content on this site, including text, graphics, logos, models, templates and code. Using the site doesn’t give you any ownership of that content or any right to use our name or logo.
Stavely & Rowe LLC or its licensors own the content on this site, including text, graphics, logos, models, templates and code. Using the site doesn’t give you any ownership of that content or any right to use our name or logo.
Forms and messages
Forms and messages
When you send us a form or an email, please give accurate information. We handle what you send as described in our Privacy Policy. Sending a message doesn’t oblige us to reply to a particular request or to take on any work.
When you send us a form or an email, please give accurate information. We handle what you send as described in our Privacy Policy. Sending a message doesn’t oblige us to reply to a particular request or to take on any work.
Links to other websites
Links to other websites
This site may link to other websites or embed third-party tools, such as the booking calendar. We don’t control those sites or tools and aren’t responsible for their content, availability or privacy practices. Their own terms apply when you use them.
This site may link to other websites or embed third-party tools, such as the booking calendar. We don’t control those sites or tools and aren’t responsible for their content, availability or privacy practices. Their own terms apply when you use them.
Disclaimers
Disclaimers
The site and its content are provided “as is” and “as available”. To the fullest extent the law allows, we disclaim all warranties, express or implied, including warranties of accuracy, completeness, fitness for a particular purpose and non-infringement. We don’t promise that the site will always be available or free of errors. Content may be out of date, and we have no duty to update it.
The site and its content are provided “as is” and “as available”. To the fullest extent the law allows, we disclaim all warranties, express or implied, including warranties of accuracy, completeness, fitness for a particular purpose and non-infringement. We don’t promise that the site will always be available or free of errors. Content may be out of date, and we have no duty to update it.
Limitation of liability
Limitation of liability
To the fullest extent the law allows, Stavely & Rowe LLC and its partners and staff are not liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, revenue, data or business opportunity, that arises from your use of this site, its content or its templates.
To the fullest extent the law allows, Stavely & Rowe LLC and its partners and staff are not liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, revenue, data or business opportunity, that arises from your use of this site, its content or its templates.
Our total liability for any claim relating to this website is limited to one hundred US dollars ($100). Some jurisdictions don’t allow certain limits on liability, so some of these limits may not apply to you.
Our total liability for any claim relating to this website is limited to one hundred US dollars ($100). Some jurisdictions don’t allow certain limits on liability, so some of these limits may not apply to you.
This section covers the website only. Liability for client work is set out in each engagement letter.
This section covers the website only. Liability for client work is set out in each engagement letter.
Governing law
Governing law
These terms are governed by the laws of the State of New York, without regard to its conflict of laws rules. Any dispute about these terms or the site will be heard in the state or federal courts located in New York County, New York, and you agree to their jurisdiction.
These terms are governed by the laws of the State of New York, without regard to its conflict of laws rules. Any dispute about these terms or the site will be heard in the state or federal courts located in New York County, New York, and you agree to their jurisdiction.
Changes to these terms
Changes to these terms
We may update these terms from time to time. When we do, we’ll change the date at the top of this page. If you keep using the site after a change, you accept the updated terms.
We may update these terms from time to time. When we do, we’ll change the date at the top of this page. If you keep using the site after a change, you accept the updated terms.
Contact us
Contact us
Stavely & Rowe LLC, New York, NY
Stavely & Rowe LLC, New York, NY
Email: hello@stavelyrowe.com
Email: hello@stavelyrowe.com
Phone: (212) 555-0148
Phone: (212) 555-0148